in thousands of EUR

2019

2018

Loans

171,068

178,762

Banks

406

374

Government papers and interest-bearing securities

11,804

14,287

Other investments

85

92

Negative interest income other

1,612

1,275

 

184,975

194,790

The interest income includes revenues derived from loans and related transactions, as well as related commissions, which by their nature are similar to interest payments. The interest-bearing securities item does not include transaction results (2018: nil).

Prior year interest income on loans have been adjusted for an amount of EUR 3,983 due to a change of the accounting principle regarding the way of using the effective interest rate. For further explanation see the general accounting principles.